Tom graduated college with a degree in environmental engineering, and worked as a civil engineer for 3 years before heading off to law school. Given his engineering background, Tom’s main practice areas focus on insurance claims involving engineering and architectural experts, all matters related to construction, and coverage issues related to professional and general liability policies.
In 2009, Tom was hired as In-House Counsel for a Florida domestic property insurer and worked in that capacity for over two years. During that time, he played a principal role in successfully implementing strategic initiatives on behalf of his employer, and negotiated reinsurance portfolios related to large losses and litigated matters.
Tom has also taught continuing education seminars, participated in legislative panels on property losses, and authored articles relating to insurance claims handling, litigation strategy, financial audits and loss mitigation plans, as well as case law and legislative updates. In August 2012, Tom was one of two attorneys in Florida selected by the Florida Conference of Circuit Court Judges to teach property insurance at their annual meeting. Throughout his career in Florida, Tom has assisted insurance companies in developing strategies to identify abnormalities in loss ratios and to correct those anomalies within the framework of Florida law.
Additionally, Tom was prominently involved in the industry wide effort to successfully pass Senate Bill 408 through the Florida Legislature in 2011. Among other important areas, that Bill addressed the sinkhole claims crisis in Florida. Following that effort, Tom drafted and developed policy forms designed to further protect insurers from the negative impacts of marginal sinkhole claims. Tom also participated in meetings with the OIR on memorializing the new legislation into policy forms, and also drafted legal memoranda supporting the proposed changes. At Zinober Diana P.A., Tom has dedicated time to several insurance carriers in developing insurance forms that comply with the Florida Insurance Code, and specify the coverage offered to consumers by those carriers.
- Reinsurance Association of America
- National Association of Mutual Insurance Companies
- Florida Insurance Council
- Florida Based Property Insurance Group
- American Bar Association
- Pinellas Association
- Sergeant’s Benevolent Association of the
- New York City Police Department (Honorary Member)
- United States Golf Association
- American Sportfishing Association
- University of Pittsburgh School of Law, Pittsburgh, PA Juris Doctor, May 2005
- Bloomsburg State University of Pennsylvania, Bloomsburg, PA, B.S. in Environmental Engineering; Minor: Political Science, May 1998